Building Financial Clarity Since 2020

We started hublyadd because too many Taiwan businesses were struggling with cash flow challenges that could have been avoided. Back in 2020, I was consulting for a manufacturing company in Taichung that was profitable on paper but couldn't pay suppliers on time.

That experience taught me something crucial — profitability doesn't guarantee cash flow health. Many business owners focus on revenue growth while their working capital slowly strangles operations.

Our Core Belief

Every business decision should be backed by clear working capital analysis. When you understand how inventory, receivables, and payables interact, you make better choices.

Taiwan Market Focus

We specialize in Taiwan's unique business environment — from traditional manufacturing to modern tech startups. Each sector has distinct working capital patterns.

Today, we've helped over 200 Taiwan businesses optimize their working capital cycles. Some reduced their cash conversion period by 30 days. Others discovered they were overcapitalizing inventory by 40%.

Business financial planning and analysis workspace

Working Capital Analysis That Actually Works

Most financial consultants give you generic advice. We dig into your specific industry patterns, seasonal cycles, and supplier relationships. Here's what makes our analysis different:

Cash Conversion Cycle Mapping

We track how long your money stays tied up from purchase to collection. Most Taiwan manufacturers discover they're carrying 60-90 days of unnecessary working capital.

Industry Benchmarking

Your working capital ratios mean nothing without context. We compare your metrics against Taiwan industry standards and identify realistic improvement targets.

Seasonal Pattern Analysis

Taiwan businesses often face Chinese New Year cash flow crunches. We model your seasonal patterns and recommend timing strategies for major expenditures.

Supplier Payment Optimization

Paying too early hurts cash flow. Paying too late damages relationships. We find the sweet spot that maintains good supplier terms while preserving cash.

The result? Most clients improve their cash position within 60 days of implementing our recommendations. Some free up enough working capital to fund growth without additional borrowing.

Financial data analysis and business planning process
Business meeting discussing financial strategies
Professional financial consulting session

Meet Our Lead Analyst

Working capital analysis requires both technical expertise and practical business experience. Our team combines deep financial knowledge with real-world understanding of Taiwan business challenges.

Bjørn Adelstein, Lead Financial Analyst at hublyadd

Bjørn Adelstein

Lead Financial Analyst & Taiwan Market Specialist

Bjørn joined our Taiwan operations in 2021 after spending eight years analyzing working capital patterns across Asian manufacturing companies. His background includes corporate finance roles at two Taiwan-listed companies and consulting work with over 150 SMEs.

What sets Bjørn apart is his practical approach to financial analysis. Instead of overwhelming clients with complex models, he focuses on actionable insights that business owners can implement immediately.

"Most working capital problems stem from three issues: poor inventory planning, inconsistent collection practices, or suboptimal payment timing. Fix these fundamentals, and cash flow usually improves dramatically."

  • CFA Charter holder since 2019
  • Specialized in Asia-Pacific working capital analysis
  • Fluent in Mandarin and business practices across Taiwan industries
  • Published research on seasonal working capital patterns in Taiwan manufacturing